Capital Gains Tax Calculator
Calculate short-term and long-term capital gains tax on stocks, mutual funds, real estate, and other investments with indexation benefits for Indian investors
Holding Period
2.0 years
730 days • Long-term
Capital Gain
₹4,999,000
Before tax
Tax Rate
10%
LTCG Rate
Tax Amount
₹489,900
Tax payable
Net Proceeds
₹14,509,600
After tax • 45.09% return
Your investment is classified as Long-term capital gain
First ₹1,00,000 of LTCG on equity is tax-free
Tax of 10% applies on taxable gains of ₹4,899,000
Frequently Asked Questions
Short-term Capital Gains (STCG) apply to assets held for less than the specified period (1 year for equity, 3 years for debt). Long-term Capital Gains (LTCG) apply to assets held longer. LTCG rates are generally lower and may include indexation benefits.
Indexation adjusts the purchase price for inflation using Cost Inflation Index (CII), reducing taxable gains. It applies to long-term gains on debt mutual funds, real estate, and gold. Not available for equity.
US stocks held for less than 24 months are taxed as STCG at your income tax slab rate. If held for more than 24 months, LTCG tax of 20% applies without indexation benefit.
Yes, LTCG on listed equity shares and equity mutual funds up to ₹1,00,000 per financial year is tax-free. Gains above ₹1 lakh are taxed at 10% without indexation.
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