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Reviewed by MK Upadhyay (MU), Senior Contributor

Updated April 2026

EMI Calculator

Calculate EMI for any loan with principal, rate, and tenure inputs.

Loan Details
Adjust principal, annual rate, and tenure
₹10,00,000
Rs 50KRs 1Cr
10%
5%24%
5 years
1 year30 years
EMI Results

Monthly EMI

₹21,247

Principal

₹10,00,000

Total Interest

₹2,74,820

Total Repayment

₹12,74,820

Payment Breakdown

EMI assumptions and formula context

This calculator uses a standard reducing-balance EMI formula with monthly compounding. Use it for planning, then validate with your lender's official amortization schedule, fees, and policy terms.