Privacy Policy

1. Introduction

FincalFY ("we," "our," or "us") operates the EMI Calculator and SIP Calculator mobile applications (collectively, the "Apps"). This Privacy Policy explains our practices regarding the collection, use, and disclosure of information when you use our Apps. We are committed to protecting your privacy and ensuring you understand how we handle your data.

By using our Apps, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Information We Collect

2.1 Information You Provide

Calculator Input Data: When you use our EMI Calculator or SIP Calculator, you input financial data such as:

• Loan amounts, interest rates, and tenure (EMI Calculator)
• Investment amounts, expected returns, and investment period (SIP Calculator)
• Other calculation parameters you enter

Important: All calculator inputs are processed locally on your device. We do not store, transmit, or have access to the financial data you enter into the calculators.

2.2 Automatically Collected Information

We may automatically collect certain information when you use our Apps:

• Device Information: Device model, operating system version, unique device identifiers
• Usage Data: App features used, screen views, time spent in the app
• Technical Data: App crashes, performance data, error logs

2.3 Information We DO NOT Collect

3. How We Use Your Information

We use the automatically collected information for the following purposes:

• To Provide and Maintain Our Apps: Ensure the Apps function correctly and deliver calculator results
• To Improve Our Services: Analyze usage patterns to enhance features and user experience
• To Fix Technical Issues: Identify and resolve bugs, crashes, and performance problems
• To Develop New Features: Understand which features are most valuable to users

4. Data Security

We implement appropriate security measures to protect your information:

• Local Processing: All calculator inputs are processed on your device and never transmitted to our servers
• Encryption: Any data transmitted (such as analytics) is encrypted using industry-standard protocols
• No Account System: Since we don't require accounts, there are no passwords or login credentials to protect
• Minimal Data Collection: We only collect the minimum data necessary for app functionality

5. Third-Party Services

Our Apps may use third-party services that collect information to help us improve our services:

• Google Play Services: For app distribution and updates (Android)
• Google Analytics for Firebase: For anonymous usage analytics
• AdMob (if applicable): For displaying advertisements

These third-party services have their own privacy policies. We encourage you to review their policies:

• Google Privacy Policy
• AdMob Privacy Information

6. Children's Privacy

Our Apps are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will take steps to remove such information.

7. Your Rights and Choices

You have the following rights:

• Access and Control: Since we don't store your calculator inputs, you maintain complete control over your financial data
• Opt-Out of Analytics: You can disable analytics through your device settings or app preferences
• Uninstall: You can uninstall the App at any time to stop all data collection
• Request Information: Contact us to request information about what data we have collected

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. We will also notify you through the App if there are significant changes. You are advised to review this Privacy Policy periodically for any changes. Continued use of the Apps after changes constitutes your acceptance of the updated Privacy Policy.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: