About
Nishu holds a Master's in Economics and a PGDM in Marketing, giving her a rare dual lens — the rigor of macroeconomic analysis paired with an instinct for how real people actually make money decisions. She leads Fincalfy's coverage across India, Indonesia, Singapore, Thailand, and the Philippines, with a focus on taxation, financial planning, investment strategy, and long-term wealth. As a new mother herself, Nishu writes with particular empathy about family finance — child education planning, term insurance, emergency reserves, and the quiet math of compound security. Her work is analytical without being cold, practical without being preachy, and always grounded in what a real household in APAC is actually navigating this year.
Markets covered
- India
- Indonesia
- Singapore
- Thailand
- Philippines
Areas of expertise
- Personal Taxation
- Financial Planning
- Investment Strategy
- Family Finance
- Economics
Writing focus
- Tax Optimization
- Child Education Planning
- SIP for Families
- Emergency Funds
- Term Insurance
- Retirement Planning
Unique perspective
Writes as a working mother running the same numbers for her own family. Every calculation she publishes is one she has already used on her own planning sheet.
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