Last Updated: October 15, 2025
We build simple, transparent financial tools—like our EMI Calculator, SIP Calculator, and other smart finance apps—to help users make confident and informed financial decisions. Your privacy and trust are central to how we build our products. This Privacy Policy explains—in plain language—how we collect, use, and protect your data.
At Nisman Digital Labs, we believe privacy is a basic right—not a feature. Our goal is to collect the minimum data possible, only what is necessary to run the app smoothly, improve the experience, and keep it free or affordable. We never sell, trade, or exploit your personal data. We use it responsibly, transparently, and only to serve you better.
Nisman Digital Labs is a product studio creating meaningful, use-case-driven apps to help people solve everyday problems across finance, lifestyle, and productivity.
FinCalFY is our financial utilities brand, focused on transparent, data-backed calculators and tools to help users plan loans, investments, and savings—without any hidden agenda.
We believe in being clear about what we collect and why. We do not collect any unnecessary personal or financial data.
All of this data is anonymous—it cannot identify you personally.
We never ask for or store PAN, Aadhaar, government IDs, bank account or credit card details, or sensitive personal/financial data.
We may integrate trusted third-party SDKs such as Google AdMob (for ads) and Firebase Analytics (for performance and crash tracking). These services may use anonymous device identifiers or cookies to serve relevant ads and improve experience. You can opt out of personalized ads anytime via your phone settings.
In short: we collect data only to improve the experience—not to exploit it.
We honor all user data requests within 7 working days.
Our apps are free for everyone to use. We earn money in two ways:
No hidden promotions. No third-party data selling. No spam.
We retain limited, anonymous analytics data for a short duration (usually up to 18 months) to understand app performance and user trends. If you contact us, we store your email only for the duration of support or communication—and delete it afterward.
Our apps are designed for users aged 13 years and above. We do not knowingly collect personal data from children. If a parent or guardian believes a child has shared data with us, they can contact us to have it deleted immediately.
FinCalFY apps are used by people worldwide. By using our apps, you consent to your data being processed in India, where Nisman Digital Labs is headquartered.
We comply with the Information Technology Act, 2000 (India) and global best practices aligned with GDPR principles.
We may update this Privacy Policy periodically to reflect product improvements, regulation changes, or clarity updates. The latest version will always be published on our website: https://www.fincalfy.com/privacy-policy. If there is a significant change, we will notify you via the app.
We build tools, not traps. We collect minimum data, keep it safe, use it ethically, and give you control. Your privacy is not a checkbox for us—it is a promise.