Sovereign Gold Bond Calculator
Calculate returns from Sovereign Gold Bonds with 2.5% annual interest and tax-free capital gains on maturity
1 - 100 units
₹2,000 - ₹10,000 per gram
1 - 8 years (8 years for tax-free gains)
0% - 20% per year
Total Returns: ₹30,873
Total Returns: ₹49,547
Total Returns: ₹80,798
Total Investment
₹50,000
Maturity Value
₹92,547
Total Returns
₹49,547
99.09% absolute | 8.99% CAGR
Returns Breakdown
Your capital gains are tax-free as you are holding till maturity!
You earn ₹1250 every year as interest, regardless of gold price movement.
SGB saves you 35.1% extra compared to physical gold (considering making charges and interest).
• Apply online to get ₹50/gram discount on issue price
• Hold till maturity (8 years) for tax-free capital gains
• Reinvest the semi-annual interest for compounding
• Consider SGB for 70-80% of your gold allocation